“Most advisors only look at part of your financial plan when it comes to preparing for the future. Very few consider the big picture. I offer a clear strategy that works for every life stage so you can feel confident about your finances, and stay on track for the retirement you envisioned.”

“Russ took over my family’s insurance portfolio several years ago. He is an excellent insurance advisor. He is professional, organized, knowledgeable and provided us with a detailed insurance plan to cover my family’s needs. He and his assistant Ardella are also extremely responsive when it comes to taxes and other maintenance issue related to our insurance portfolio. Importantly, Russ is not pushy when it comes to selling insurance products and in fact, advised me not to over-insure, a true sign of his honesty and integrity. Unfortunately, last year I had to submit a claim. Russ was once again organized and walked me through every step. He dealt with the insurance company and ensured everything was in order. The claim paid out without any delay or complications. I highly recommend Russ Young and his team for insurance and estate planning.”

Hi Russ,

I would sincerely like to thank you for your help with my disability claim. The entire process was very smooth and seamless. I received my approval notice less than a month after submitting the required documentation, and your input and advice regarding the submission process was most helpful.

The monthly cheques I will receive will significantly reduce my financial stress now that I am only able to work part time.

The critical illness insurance was also very helpful when I was initially diagnosed, and the process of claiming was smooth and painless. The money I received allowed me to investigate alternative treatment options which really gave me the feeling of doing everything I possibly could to deal with my illness.

The regular meetings with you to ensure the ideal policies were in place for our changing lives, provided peace of mind and one less thing to worry about in these hectic times.

Thanks again for your help Russ.

Russ has been our personal financial advisor for more than 20 years.  Russ has played a vital role in developing our personal financial well-being.  He regularly provides updates and meets with us to review our situation and to make suggestions on any improvements he thinks he can make. He has always been available to answer any questions or to explain options within our portfolio and ensures that we both understand the diverse investments available.  Our transition into retirement has been relatively stress free thanks to Russ’s guidance. Russ is a knowledgeable and professional financial advisor and we consider him equally a good friend.  We highly recommend his services.

Joan and I have trusted Russ to manage all of our investments since 1998. In
that time we have come to respect all the decisions that he has made on our
behalf and now entering retirement we know that we are in very good hands
with The Young Financial Group.

We would not hesitate to recommend Russ for his services and we think of him
as a good friend.

Latest News

2024 Federal Budget Highlights

On April 16, 2024, Canada's Deputy Prime Minister and Finance Minister, Chrystia Freeland, presented the federal budget. While there are no changes to federal personal or corporate tax rates, the budget introduces: • An increase in the portion of capital gains subject to tax, rising from 50% to 66.67%, starting June 25, 2024. However, individual gains up to $250,000 annually will retain the 50% rate. • The lifetime exemption limit for capital gains has been raised to $1.25 million. Additionally, a new one-third inclusion rate is set for up to $2 million in capital gains for entrepreneurs. • The budget confirms the alternative minimum tax changes planned for January 1, 2024 but lessens their impact on charitable contributions. • This year's budget emphasizes making housing more affordable. It provides incentives for building rental properties specifically designed for long-term tenants. • Introduces new support measures to aid people buying their first homes. • Costs for specific patents and tech equipment and software can now be written off immediately. • Canada carbon rebate for small business

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