Disability Insurance

Your ability to earn income is your most valuable asset. Disability insurance is designed to protect you from a possible loss of income. What’s the possibility of this happening? Below are some statistics on disabilities occurring at different life stages.

It may surprise you that just over 1 in 4 of today’s 20 year-olds will become disabled before they retire.*

Why should you consider personal disability insurance?

  • Worker’s Compensation only covers work related accidents.

  • Unemployment insurance only covers 15 weeks.

  • Canada Pension Plan: Are you comfortable relying on the government for a benefit that can change?

  • Group and association coverage can fill a valuable role in long-term disability protection.

However, the benefit may be limited by the definition of disability and coverage amount.
Remember, a custom designed individual disability plan will provide you with guaranteed coverage and guaranteed premiums.