My goal is to share the expertise I have acquired over the tenure in the financial services industry. This began with one of the large banks, where I found it difficult to formulate client relationships. As many of you are aware, staff are constantly moved around. Therefore, I chose to become an independent advisor in 1992. I was now able to deliver more personalized planning and access to a wider variety of products to fill those needs. I became a Certified Financial Planner in 2000 so I could provide full financial planning solutions. Obtaining this designation allowed me to be more proficient in working with individuals, business owners and professionals. My practice focuses on identifying areas that should be addressed and formulating a plan to achieve that goal. This strategy has allowed me to build an organization that prides itself on working through the different stages we face over our lifetime.